PROTECTED GIFTING

Giving a gift is a great feeling, seeing half that gift disappear to someone you didn't expect it to go to would be crushing. Friends and family dynamics can be a constantly changing environment and it is wise to plan accordingly.

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Unfortunately everyone doesn't walk off into the sunset and live happily ever after, or they may find themselves in a position where they could lose everything. Protecting a gift when it is given to a loved one can ensure control can be maintained by trustees. 

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Placing money or assets into a trust before gifting can protect from:

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• Divorce settlement

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• Protect the asset from creditors 

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• IHT liability on the death of the beneficiary.​

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• ​Diversion of wealth flow.

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Prudent planning can avoid these potential problems and further reduce the tax liability on the death of the surviving beneficiary, allowing the wealth to flow down the generations in a controlled manner as a part of your legacy.

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